A Comparative Study of Social Inclusion under Indira Awaas Yojana (IAY) in Maharashtra

Abstract

The present Paper is an analysis of A Comparative Study of Social Inclusion under Indira Awaas Yojana (IAY) in the state of Maharashtra. For measuring the impact of the IAY scheme secondary data during the year 2005-2015 has been used. This approach is relevant to study the outreach of inclusive growth for rural poor in Maharashtra. The data was obtained from the Ministry of Rural Development Government of Maharashtra. The Compounded Annual Growth Rate (CAGR), Correlation coefficient, Independent sample t-test, for various parameters were calculated to measure the performance of IAY in Maharashtra. The result from the Secondary Data revealed that there is negative relationship between IAY target achievement and spending pattern in the various divisions of Maharashtra. The finding of Independent sample t- test suggests that the social awareness of the SC/ST male rural poor than the rural Women hence there is male dominance for availing the benefit of IAY in study area. It was also found that from the Correlation analysis that there is statistically significant negative relationship between Compounded Annual Growth Rate (CAGR) of IAY target achievement and Unspent balance in study area. However, the results of the t-test also revealed that there is no statistically significant difference in physical target achievement and unspent funds of IAY in study area. Hence, the paper argues that the social assistance provided by the Government of India is still inadequate to fulfil the need of housing for the rural poor in Maharashtra. Our result concludes that the proactive strategy on the part of the government expands the coverage of IAY scheme, and strongly monitor and evaluate policy outcomes, to attain the social inclusion aspects in rural India.